Nebraska State Requirements for Auto Repossession

by Cassandra Scheidies
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If you take out a loan on vehicle, you agree to make monthly payments on that automobile. If you begin missing payments, you run the risk of losing your vehicle through repossession. Nebraska's state requirements allow the lender to repossess the automobile as long as he follows specific guidelines.

License Plates

When a vehicle is repossessed in Nebraska, the license plates must stay with the owner of the vehicle. As these plates were not part of the loan, the plates do not belong to the lender.

Peaceful Repossession

The lender is allowed to repossess the vehicle as long as they do not aggravate the peace. No threats or violence should be involved with the repossession from either party. If the debtor does cause any problems, the lender should contact the police.


The car can be redeemed by the debtor within 20 days of the repossession. This means that all payments must be caught up, plus any interest charged because of late payments.

Transferring Ownership

The registration certificate is required to transfer ownership of a motor vehicle in Nebraska. Also required is the sales tax form, odometer statement, bill of sale and power of attorney. All of these forms should be notarized. The odometer statement measures how many miles are on the car. This should be filled out by the current owner. The power of attorney form is on the Nebraska Department of Motor Vehicle website and it is required so the lender can resell the vehicle.

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