Car Title Problems

by Quinten Plummer

Your car title is one of the most important pieces of documentation about your vehicle. It not only proves ownership, but also is attached to your car's history. It helps to know some of the common problems you may encounter with your car title.

Improperly Transferred Title

When you buy a car, make sure that the seller properly transfers the title to you. Otherwise, when the times comes for you to sell the car, you will probably need to get a court order to handle the transfer.

Lost Title

You can reapply for a lost car title. State motor vehicle offices keep records of titles, which can be retrieved using the car's vehicle identification number.

Title Fraud

Car title fraud occurs when the previous owner, usually a dealer, cleans the title history to hide problems with the vehicle.

High Title Loan Rates

Those who sell car title loans often offer interest rates that are much higher than those of even the highest-rate credit cards. This can make reclaiming your title an arduous task.

Rolling Over and Repossession

Along with high interest rates, many car title loans have a 30-day rollover period. After that, the lender can repossess your car.

About the Author

Quinten Plummer began writing professionally in 2008. He has more than six years in the technology field including five years in retail electronics and a year in technical support. Plummer gained his experience in music by producing for various hip-hop acts and as lead guitarist for a band. He now works as a reporter for a daily newspaper.