How To Get Low Cost Car Insurance in California Through a Government Funded Program

by Contributor

Driving is essential in most parts of California. For those who are struggling financially with small salaries, it is important to be able to cut costs whenever possible. The California Low Cost Automobile Insurance Program (CLCA) established by the state California helps low income families save money on car insurance each year.


The CLCA is for lower to middle income residents of California. As of 2010, it provides minimal liability insurance for as little as $248 per car per person for a year. Additional coverage is also available for an additional cost. To determine whether you meet the income qualifications, go to California department of Insurance's CLCA program page for more information. Find a link in the References section.


To apply, contact the CLCA hot line at 1-866-602-8861. They will provide you with more information about the program to determine your eligibility and guide you through the signup process.


Another way to sign up is through the APAC service center. APAC is a non-profit organization that provides services for low income families, including help with the California Low Cost Automobile Insurance Program. The organization maintains several offices in Southern California where you can find help you sign up for the CLCA free of charge. Visit their website for more details.

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