How to Compare Car Insurance Quotes

by Diane Dilov-Schultheis

Anyone who drives a car is more than likely required by state law to carry some type of car insurance on it. There is almost an endless supply of car insurance companies to choose from. How can you know you are getting the best insurance quote? You could be paying a lot more than you should, if you have not compared your car insurance quote with other insurance companies. You can almost effortlessly compare the car insurance quotes of several car insurance companies and come up with a good deal. If you are interested in learning how to compare car insurance quotes, read the following steps provided to assist you.

Collect all of your current car insurance details. If you presently have car insurance, you can use your current insurance policy to get this information. This will make it a lot easier to compare car insurances, since you will know all of the particulars needed ahead of time. Be sure you know the state car insurance requirements, if you do not have a current policy and have all of the basic data pertaining to your car. This includes, but it not limited to: the make, model and year of your car, any lien information and the VIN (vehicle identification number).

Compare car insurance quotes locally. You can do your car insurance comparison-shopping locally and find many varying quotes to pick from. Use a phone book to find various car insurance companies. Decide on at least five separate ones that you are interested in and write each of their names on the paper. Leave plenty of room in between the names for quote information and notes. Include the phone numbers and make a space for the person’s name you speak to. Call (or you can go personally) to each of the car insurance companies and get quotes. Once you have this list, you can easily compare them to find the best one.

Compare car insurance quotes online. One of the fastest and easiest ways to get hold of several car insurance quotes is to use the numerous available online comparison websites. You can find several of them by merely doing a search for “compare car insurance quotes” on any search engine. Select a number of the car comparison sites and create notes of the various sites, insurance companies available and list the quotes for each. After you have completed this, compare the car insurance quotes and decide on the one that will work for you.

Tips

  • check If you are not sure on what car insurance company to use, ask your friends, family and coworkers for suggestions.
  • check To get a true comparison, you should always request a quote for the exact same type of policy coverage‚Äôs.

Warning

  • close Read all of the details of your car insurance policy, prior to signing it.

Items you will need

About the Author

Diane Dilov-Schultheis has been writing professionally since 2000. She is a food and travel writer who also specializes in gaming, satellites, RV repair, gardening, finances and electronics. She is a member of the Society of Professional Journalists and has been published online at the Travel Channel and Intel.